Benefits Administration Software That Puts Enrollment Data Back in Your Hands
One integrated benefits platform connecting coverage, contributions, and billing across every worksite employer you manage.

Trusted Workforce Operations Platform for EOR, PEO, Staffing, and Accountant Firms






One Benefits Administration Platform. Every Client. Every Carrier
Benefits administration breaks down when coverage, contributions, and invoicing live in separate systems. EOR, PEO, staffing, and payroll operators managing benefits across multiple client companies need elections to connect directly to pay records and billing, not a patchwork of exports and manual reconciliation.
PHRBO’s employee benefits administration software gives HR teams and operators one place to configure benefit coverage, retirement plans, HSAs, and EAPs, then automatically generates the invoices and pay records tied to each election. Employer sponsored health benefits integration runs without duplicate data entry.
Benefit Elections & Coverage Management
Configure worker benefit coverage once, and PHRBO keeps contributions, deductions, and billing in sync automatically.
- Coverage configuration — set coverage type, class, and certificate details for medical, dental, vision, life, AD&D, and LTD plans
- Contribution splits — define employer and worker contribution splits by percentage or fixed amount
- Markup & taxable tracking — apply markup types and track total taxable benefits automatically
- Active/historical toggle — toggle between active and historical benefit records without losing configuration history
- Pay item linkage — link pay items and pay components directly to each benefit to generate invoices automatically


Retirement Plan Administration
Manage RRSP, pension, and other retirement plans with contribution rules that flow directly into payroll and billing.
- Contribution types — configure worker and client contribution types, percentages, and fixed amounts
- Vesting & frequency — set vesting periods, contribution frequencies, and start and end dates by plan
- Markup & tax handling — apply plan-specific markup and payroll tax percentages
- Approval-controlled sync — sync worker and client pay items through built-in approval controls
- Full plan history — view complete retirement plan history for every worker
HSA & EAP Administration
Set up Health Spending Accounts and Employee Assistance Programs with the same contribution and billing logic as every other benefit.
- HSA configuration — define HSA contribution amounts, frequency, and waiting periods
- Carry-over support — enable carry-over rules for unused HSA contributions
- EAP setup — configure EAP provider details and deduction frequencies
- HSA markup — apply administrative markup to HSA contributions
- One active plan, full history — maintain one active plan per worker with full configuration history

One Platform for Enrollment, Carriers, Compliance, and Reconciliation
PHRBO connects every benefit decision to payroll and billing, so nothing needs re-entering twice.
Multi-Client Benefit Visibility
View and manage benefit configurations across every client and worksite employer from one profile
Sync Approval Controls
Route pay item changes through Subscriber Billing Administrator approval before they reach payroll
Configurable Markup & Fee Structures
Apply percentage or fixed markup across benefits, retirement plans, and HSAs
Full Configuration History
Every benefit, retirement plan, HSA, and EAP record keeps a complete configuration history for audit
Centralized Employee Profile
Manage benefits, retirement, HSA, and EAP details for each worker in one profile tab
Automatic Invoice & Pay Record Generation
Linking a pay item to a benefit generates invoices and pay records without manual entry
PHRBO’s Benefits Administration Software That Scales Across Every Client You Manage
PHRBO’s integrated benefits platform is built for operators running benefits across multiple clients and worker types, not a single-employer HR admin panel.
Why Choose PHRBO
PHRBO was born out of understanding the pains of staffing, Employer of Record (EOR) and Professional Employer Organization (PEO) companies who desperately needed to streamline operations to keep up with growth. We recognized that payroll businesses lacked specialized software and set out to change that.
Our mission: to provide local PEOs and EORs with enterprise-grade tools—configurable to any business model and scalable to thousands of users. Today, PHRBO democratizes payroll operations software, leveling the playing field for local providers to compete with the Global providers.
Don’t take our word
for it, take theirs
Saving one day plus each
month!
PHRBO’s automation has cut our invoicing time from days to hours—saving us both time and effort.
A.M.
Senior Payroll Admin
Funding visibility impacting
AR
I was skeptical at first, but PHRBO’s visibility into pay funding has empowered my team to make smarter decisions, ultimately reducing AR.
J.F.
EOR Owner
Great HR functionality
I ‘PHRBO’ (lol) all day—answering worker inquiries, approving expenses, creating estimates for clients, and more. It’s a lifesaver, tailored to our business.
E.P.
PEO HR Business Partner
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See PHRBO’s Benefits Administration Software in Action
Schedule a personalized walkthrough of how PHRBO connects benefits, payroll, and invoicing into one workflow.
Check out FAQs on PHRBO’s Integrated Benefits System
What is benefits administration software?
Benefits administration software centralizes benefit enrollment, contribution tracking, and reporting in one system. PHRBO extends this by connecting benefit elections directly to payroll and client invoicing.
How does PHRBO’s employee benefits administration software handle multiple clients?
Operators manage benefit configurations for every worksite employer from one profile view, instead of switching between separate systems per client.
What makes PHRBO an integrated benefits platform?
PHRBO links pay items and pay components to each benefit, retirement plan, HSA, and EAP. That linkage generates invoices and pay records automatically, without duplicate data entry.
How does employer sponsored health benefits integration work in PHRBO?
Employers configure coverage type, contribution splits, and deduction frequency once. PHRBO syncs those details with payroll and billing through an approval-controlled workflow.
Can PHRBO’s benefits administration software support EOR and PEO models?
Yes. PHRBO is built for co-employment and multi-client structures, including EOR, PEO, staffing agencies, Contractor of Record, and insurance broker books of business.
Does PHRBO’s benefits administration software handle retirement plans and HSAs?
Yes. Retirement plans, Health Spending Accounts, and Employee Assistance Programs all use the same contribution, markup, and sync logic as core benefit elections.
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